Are you planning to bring your fiancé to Stoke-on-Trent so you can begin your life together? Great! Do you know the financial requirements of a UK Fiancé Visa? 

A UK Fiancé Visa permits your partner to move to the UK, as long as you satisfy certain eligibility conditions, such as demonstrating you can both support yourselves financially without depending on public funds. 

Today, we explain everything you should know about the financial requirements for a UK Fiancé Visa in Stoke-on-Trent to help you prepare for a successful application. However, consulting a licensed immigration lawyer is the ideal step!

Let’s Discover Why Financial Proof Matters

The UK government insists that the applicants prove that they are able to financially sustain their fiancé to make sure that they will not have to depend on public finance. This is an important aspect of applying for a visa, and neglecting the finances can cause a refusal. For the couples in the UK, this would involve displaying a joint income of over £29,000 or proof of adequate savings or other source of income.

What Is Considered Income?

When applying for a UK Fiancé Visa, you’ll have to show proof of income. Here’s what you can submit:

Employment Income:

Income from employment before tax and National Insurance (from payslips or P60).

Only the income earned in the UK is considered.

Self-Employment or Business Income:

Income from self-employment or from being a director of a limited company in the UK.

This would have to be supported by a self-assessment tax return.

Cash Savings:

Savings over £16,000 can be used to satisfy the financial requirement. 

Pension Income:

Normal income from a pension can be included.

Non-Work Income:

Income from renting out property, dividends, etc.

If you and/or your partner are self-employed, your income will be calculated on the most recent 6 months or more, back counting from the application date.

Providing Proof of Finances

If you want to prove your income, you’ll need to submit specific documents with your application. Here’s what you’ll need:

If Employed:

• 6 months of payslips (counting back from the application date).
• Bank statements showing the income.
• A letter from your employer on headed paper, confirming your job title, employment status, salary, and contract type.

If Self-Employed:

• Self-assessment tax returns.
• Business bank statements.
• Proof of income from the last 6 months.

If Using Savings:

• Bank accounts evidencing savings of over £16,000 for a minimum of 6 months.

Special Considerations

There are certain exceptions to the usual financial requirements:

If your partner receives a certain disability or carer’s benefits, the threshold may be lower. If you applied as a partner prior to 11 April 2024, there are different rules when renewing your visa.

Advice for Couples in Stoke-on-Trent

• Plan Ahead: Get your paperwork together well in advance to prevent delays.
• Seek Professional Guidance: If you are not sure about your income or savings, seek the advice of an immigration advisor in Stoke-on-Trent.
• Check Requirements Twice: Make sure all documents are current and comply with the Home Office requirements.

In addition to financial requirements, there are other requirements too when it comes to apply for a UK Fiancé Visa. 

Take a quick look at those

• Age: You and your partner both need to be 18 or older.
• Marriage or Civil Partnership Plan: You need to plan to get married or into a civil partnership within 6 months of coming to the UK.
• Partner’s Status: Your partner needs to be a British or Irish national, have settled status (such as Indefinite Leave to Remain or EU Settled Status), or a UK Turkish businessperson/worker visa. They can also have refugee status or humanitarian protection in the UK.
• Living Together: You need to plan to live together permanently in the UK after your marriage or civil partnership.
• Accommodation: You need to have adequate living arrangements in the UK.
• English Language Skills: You’ll be required to pass an A1 level English language test on the CEFR scale.

Final Thoughts

Applying for a UK Fiancé Visa in Stoke-on-Trent, UK is a complicated process. However, it can be stress-free with Intime Immigration Solicitors. We specialise in UK Visas and Settlement Applications.

If you need assistance for a Fiancé Visa or any other visa needs, our licensed immigration lawyers can help!

Visit our official website for more details! Or, call us to discuss your needs!